Well, first things first. It's not likely to have a planet orbiting near a black hole and in significant time dilation because the tidal effects would likely tear anything that close apart. Certainly a planet orbiting a stellar mass black hole would need to be quite far away so as to not be torn apart, so any time dilation would be pretty small.

Around a super-massive black hole, the tidal effects are smaller and a nearish orbit with some measure of time dilation is possible. (see link below for more specifics),

https://physics.stackexchange.com/questions/110044/time-dilation-factor-for-the-circular-orbit-at-3-2-schwarzschild-radius

But a stable planetary orbit, you probably max out at about 20% time dilation and only around a super-massive black hole, where there's only 1 per galaxy. The idea of 1 day to 100 years isn't practical, it's 80 days to 100 days if you're talking about a stable planetary orbit.

and, I'm not sure you'd want to be that close to the black hole in the center of the galaxy, not because the orbit isn't stable, but because stars are in that orbit too. It might not be a safe place to be.

So, in reality, you'd want a stellar mass black hole and a distant orbit, where the time dilation would be quite small, and in that scenario, yes, life is possible because of tidal energy, so a planet could have liquid surface water and an atmosphere, even if the black hole gave off very little light and heat.

Such a planet in a tidal-energy orbit would probably be tidally locked which would protect the far side from any gamma rays the black hole spits out when it eats, so it would in theory be a good place for life. No significant light source, unless it was a binary system, so, plants would have it harder, but there would be heat.

There's another problem. The creation of black holes tends to blow everything appart in a huge explosion. It's unclear that a planet would survive a black hole's birth, so you might need a captured planet.

Finally, intelligent life . . . we really don't know enough about how common intelligent life is on other planets. Life might be fairly enough, but intelligent life is far less clear and there's other factors than just time.

Today, we simply don't know enough to predict if there's intelligent life out there or not. There probably is life elsewhere in the universe, though even that isn't 100% certain, but regarding intelligent life, there's far too many unknowns in that equation. I think a black hole might not be optimal for the formation intelligent life because of the lack of light so, much less photosynthesis, so, slower oxygen formation (if it follows the same pattern the earth does) and the unlikeliness that a planet would survive the black hole's creation.

Interstellar's "Miller's Planet" is utter rubbish...

First of all, black holes don't start out as black holes. Black holes form at the end of the life cycle of very big star (at least 25 solar masses but more frequently over 35 or 40 SMs) when it goes supernova or hypernova. Any planets in orbit around that star are going to be obliterated before the black hole becomes a black hole. We need to remember that black holes are not stars which happen to be so dense light cannot escape their gravity. Black holes are the REMNANTS of stars. And, the process of becoming a black hole obliterates planets.

Also, that planet in the movie orbiting a black hole had liquid water. There is no such thing as a goldilocks zone around a black hole like you have around a star where water is not frozen and not boiled off. That means it must be just the right distance to a heat source. The black hole isn't going to give it that heat or light.

Finally, for that "planet" to have gravitational time dilation equivalent to 7 years per earth hour, it'll have to be so close to the black hole that mile high waves will be the last thing you worry about. If you are not fried by radiation in seconds if you are that close. In fact, the planet will be ripped apart, pulverized, irradiated and basically become part of the (glowing) accretion disc depicted in the movie. That disc, BTW, can be light years across in massive black holes.

But, hey, it's a movie and it's supposed to be entertainment not science. So I can forgive all that. What I could not forgive was the blatant stupidity in the plot, such as the crew KNOWING about the time dilation but not knowing that Miller would have just landed even though they had gotten his signal for many years. They landed, had their harrowing encounter with the wave and THEN realize that as far as Miller is concerned he had just landed and only just died!?!! Bugs Bunny Science can nonetheless be entertaining. But, silly and illogical plots make a movie hard to follow.

According to Opatrný et al. (2016) "Life under a black sun", it might be possible to have warm temperatures around an isolated supermassive black hole thanks to the blue-shifted cosmic background radiation. Their calculations lead to an estimated equilibrium temperature of 890°C for Miller's planet (this is without the additional radiation coming from the accretion disc), which does not bode well for the watery environment shown in the movie. A planet orbiting further out might be able to support liquid water. In the past the planet would need to be located further away from the black hole because of the higher temperature of the background radiation in the early universe.

Whether such systems actually exist is another matter. The inhabitants of such a planet would have to hope that nothing came too close to the black hole, as accretion would make the environment rather hostile.